[March] Bajaj Housing Finance Share Price Target 2025, 2026, 2027 to 2060

If you’re thinking about investing in Bajaj Housing Finance shares and want to know its potential price in the coming years, this guide will give you insights for 2025, 2026, 2027, 2028, 2029, 2030, 2032, 2035, 2040, 2050, and 2060.

We will look at the basics of the company to help you make a smart investment choice.

Bajaj Housing Finance Ltd., founded on June 13, 2008, is a part of Bajaj Finance.

The company offers financial services that help people and businesses buy, renovate, and develop homes and commercial properties.

With a strong focus on customer service, Bajaj Housing Finance has grown to become a trusted name, making it a good option for investors.

Understanding the company’s long-term growth is important to assess its future potential and make a well-informed decision.

What is Bajaj Housing Finance Limited?

Bajaj Housing Financing Limited (BHFL) is a well-known Non-Banking Financial Company (NBFC) that focuses on providing housing finance services.

It offers home loans, property loans, and financing for developers.

Many Indian homebuyers trust BHFL due to its strong reputation and wide network.

The company uses advanced technology to make its processes smooth and efficient, giving customers a better experience.

With its focus on customers and innovative services, BHFL has become a popular choice for housing finance and continues to grow in the competitive financial market.

Bajaj Housing Finance Ltd Company Overview

Bajaj Housing Finance Ltd. was started in 2008 and is based in Pune, India.

The company works in the housing finance sector, offering home loans and other related financial services.

Its CEO, Atul Jain, leads the company’s operations and growth.

Bajaj Housing Finance Ltd. is listed on both the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE), ensuring trust and transparency.

To learn more, you can visit their website at bajajhousingfinance.in.

Bajaj Housing Finance Ltd. is a well-known name in housing finance.

They offer home loans, loan refinancing, and balance transfer options.

Their services are easy to use and are designed for both salaried and self-employed people.

With a strong presence in the market, the company helps many Indians achieve their dream of owning a home.

Also, check the Urja Global Share Price Target 2024 to 2050.

Bajaj Housing Finance Ltd Fundamental Analysis

The company is valued at ₹1,12,888.03 crore in the market.

Its Return on Equity (ROE) is 15.23%, showing how well it uses shareholders’ money, and its Return on Capital Employed (ROCE) is 9.42%, showing how efficiently it uses its overall resources.

The Price-to-Earnings (P/E) ratio is 65.21, much higher than the industry average of 25.92, meaning the stock is expensive compared to its earnings.

The Price-to-Book (P/B) ratio is 6.01, showing the stock’s price compared to its book value.

The company has a debt-to-equity ratio of 3.96, meaning it relies heavily on borrowing.

It does not currently pay any dividends (dividend yield is 0%).

The book value per share is ₹22.56, and its face value is ₹10.

The Earnings Per Share (EPS) over the last 12 months is ₹2.08.

The stock’s highest price in the past year was ₹188.45, and its lowest was ₹128.15, showing significant market activity.

These numbers show strong returns (ROE) and high investor confidence (P/E ratio).

However, the high debt-to-equity ratio indicates the company depends a lot on loans.

Although it doesn’t offer dividends, the stock’s price range shows it’s active in the market.

These details are important for understanding the company’s financial health and investment potential.

Bajaj Housing Finance Ltd Financials

Income Statement of Bajaj Housing Finance Limited

In 2024, the company earned ₹75.79 billion in revenue, which is 34.09% more than the previous year.

Operating expenses were ₹1.86 billion, up by 10.88%.

The net income was ₹17.31 billion, growing by 37.64%.

The net profit margin increased to 22.84%, up by 2.65%.

EBITDA reached ₹68.72 billion, showing a strong growth of 39.53%.

The tax rate stayed stable at 19.90%.

This shows the company is growing well, with higher revenue and profits.

The rise in profit margins and EBITDA shows the company is running efficiently and managing its finances wisely.

Although operating costs went up, revenue grew much faster, leading to higher profits.

The steady tax rate helps maintain reliable earnings.

Overall, the company is focused on increasing profits, controlling costs, and making steady progress in a competitive market.

Balance Sheet of Bajaj Housing Finance Limited

As of 2024, the company’s key financial details are as follows:

• Cash and short-term investments are INR 14.94 billion, a 29.24% drop from last year.
• Total assets have increased by 26.56% to INR 818.27 billion.
• Total liabilities have gone up by 28.52% to INR 695.94 billion.
• Total equity is valued at INR 122.34 billion.
• There are 7.82 billion shares outstanding.
• The price-to-book ratio is 7.51.
• The return on assets is 5.85%, and the return on capital is 5.90%.

These numbers show the company is growing, with higher assets and liabilities, meaning its financial base is expanding, but its debt has also increased.

The drop in cash and short-term investments might indicate some challenges in managing available cash.

At the same time, stable equity and good returns on assets and capital reflect the company’s ability to make profits efficiently.

Also, check out the Indian Infotech Share Price Target 2024 to 2050.

Cash Flow of Bajaj Housing Finance Limited

In 2024, the company’s net income is 17.31 billion INR, showing a growth of 37.64% compared to last year.

However, cash from operations has dropped by 7.65%, reaching -154.28 billion INR.

On a positive note, cash from investing has grown by 144.70%, reaching 2.73 billion INR.

Cash from financing has also increased by 3.38%, totaling 151.25 billion INR.

The overall change in cash has improved by 90.41%, but it remains negative at -300.20 million INR.

Free cash flow has fallen by 6.66%, amounting to -155.81 billion INR.

These numbers show that the company has done well in increasing income and financing activities.

However, its operations and free cash flow are facing some issues.

The rise in cash from investing may suggest good future returns, but the decline in operational cash flow might be a concern for investors.

Despite these challenges, the company has shown growth and strength in some areas.

Also, check the Waaree Energies Share Price Target 2024 to 2050.

Bajaj Housing Finance Share Price IPO Details

The company’s IPO, held from September 9-11, 2024, was a huge success, with a subscription rate of 209.36 times.

The share price ranged from ₹66 to ₹70, and the minimum investment required was ₹14,124 for a lot of 214 shares.

The total size of the issue was ₹6,560 crore.

The subscription details were as follows: Institutional Investors subscribed 209.36 times, Non-Institutional Investors 41.37 times, Retail Investors 6.81 times, Employees 1.94 times, and Shareholders 17.32 times.

This IPO is one of the most successful in recent times, showing strong interest from the market.

The high demand suggests confidence in the company’s growth and future success.

Investors, including large institutions, individual investors, and employees, have shown great interest, reflecting trust in the company’s business and potential earnings.

This strong demand is a good sign for the company’s future in the market.

Also, check Tata Motors Share Price Prediction 2024 to 2060.

Bajaj Housing Finance Share Price Target 2025

The expanding home financing sector, combined with strategic initiatives, positions BHFL for significant growth in 2025.

By focusing on improving customer service and diversifying its product offerings, the organization is set to strengthen its market presence and capture a broader customer base.

These efforts are likely to drive substantial progress for BHFL, making it a key player in the industry.

Analysts predict that its stock price in 2025 could range from ₹72 to ₹263, reflecting its potential for impressive performance amid favorable market conditions.

With a customer-centric approach and innovative strategies, BHFL is well-equipped to meet evolving demands and achieve long-term success.

Also, check the IRFC Share Price Target 2024 to 2060.

Bajaj Housing Finance Share Price Target 2026

BHFL is well-placed to benefit from the rising demand for home loans as more people aim to buy homes.

By focusing on using advanced technology and offering great customer service, the company is expected to improve its efficiency, attract more customers, and increase its market share.

With a growing number of loans and a strong brand, BHFL’s stock price is expected to rise.

Based on our analysis, the stock price is likely to be between ₹239 and ₹387 by 2026, showing the company’s solid performance and potential.

This positive outlook suggests that BHFL can succeed in a competitive market while providing steady returns for its investors, making it a good option for long-term investment.

Also, check the Vishal Mega Mart Share Price Target 2025 to 2060.

Bajaj Housing Finance Share Price Target 2027

Looking ahead, BHFL is expected to keep growing due to the increasing demand for home loans in India.

The company is focused on improving its services and strengthening its technology, which will help it attract and keep more customers.

As the Indian real estate market grows, BHFL’s plans to expand and its strong reputation for being reliable will likely help it perform even better.

With its solid distribution network, the company is well-prepared to stay competitive in the growing housing finance market.

Based on these factors, we expect BHFL’s stock price to be between ₹352 and ₹492 in 2027, with ₹480 being possible as the company continues to grow and improve.

Also, check out the Steel Exchange Share Price Target 2025 to 2060.

Bajaj Housing Finance Share Price Target 2028

By 2028, BHFL is expected to grow significantly in housing loans and related financial products, driven by more demand in the residential market.

The company’s use of new technology and focus on customer satisfaction are expected to be key factors in its success.

As a result, BHFL’s stock price may rise, showing its strong financial health and the growth of the housing market.

We predict that the stock price could reach ₹593 in 2028, with a possible range between ₹490 and ₹604, depending on market conditions and company performance.

The company’s focus on customer solutions and the growth of the industry positions BHFL for success, making it a good option for long-term investors.

Also, check the Suzlon Share Price Target 2024 to 2060.

Bajaj Housing Finance Share Price Target 2029

BHFL is growing steadily and increasing the number of financial products and services it offers to meet the needs of a wide range of customers.

The company has strong technology and smooth processes in place, which helps it compete in the market.

With a solid financial position and the rising demand for home loans in India, BHFL’s stock price is expected to grow significantly.

As the company improves its position in the market and keeps innovating, its stock is likely to perform well in the future.

Our analysis suggests that by 2029, the stock price could reach ₹792, with a possible range between ₹576 and ₹784.

Given the company’s steady growth and market presence, it is expected to continue doing well, offering long-term value to its investors.

This forecast shows that BHFL is financially strong and focused on meeting the growing demand for home loans in India.

Also, check the Reliance Power Share Price Target 2025 to 2060.

Bajaj Housing Finance Share Price Target 2030

Also, Check the MRPL Share Price Target 2025 to 2050.

Profit and Loss of Bajaj Housing Finance Limited

From March 2020 to March 2024, the company’s financial performance showed steady growth.

In March 2020, the company had a revenue of ₹2,646 crore, which grew to ₹3,155 crore in March 2021.

The revenue continued to rise to ₹3,767 crore in March 2022, ₹5,665 crore in March 2023, and ₹7,617 crore in March 2024.

Interest costs grew from ₹1,618 crore in March 2020 to ₹4,695 crore in March 2024.

Expenses also increased from ₹438 crore to ₹721 crore during this time.

Financing profit started at ₹591 crore in March 2020 and reached ₹2,201 crore by March 2024, with financing margins between 20% and 31%.

Other income was small, and depreciation grew from ₹23 crore in March 2020 to ₹40 crore in March 2024.

Profit before tax grew from ₹567 crore to ₹2,161 crore, while net profit increased from ₹421 crore to ₹1,731 crore.

Earnings per share (EPS) went up from ₹0.86 in March 2020 to ₹2.58 in March 2024.

However, there were no dividend payouts during this period.

The data shows strong growth in revenue and profits, indicating the company is on a positive path.

Despite higher expenses and interest costs, the company’s ability to make more financing profit and keep good margins shows it is managing well.

The lack of dividend payout might suggest the company is focusing on reinvesting its profits to grow further.

Bajaj Housing Finance Share Price Target 2032

Also, check Visesh Infotech Share Price Target 2024 to 2050.

Bajaj Housing Finance Share Price Target 2034

Also, Check out NHPC Share Price Target From 2024 to 2050.

Bajaj Housing Finance Share Price Target 2035

Bajaj Housing Finance Share Price Target 2040

BHFL is expected to grow significantly by 2040, thanks to the rising demand for housing and financial services in India.

As the country’s economy grows, the company will take advantage of new market opportunities, focusing on innovation and customer satisfaction.

This approach is likely to help the company succeed in the changing market.

By 2040, BHFL’s stock price could range from ₹2035 to ₹2410, showing the company’s strong position and potential for growth.

The company’s focus on improving its products, using new technology, and meeting customer needs will be important for its success.

Also, check the Jio Financial Services Share Price Target 2024 to 2060.

Bajaj Housing Finance Share Price Target 2050

BHFL is on track to become a major player in the home finance industry by 2050, thanks to its strong presence in the market and wide range of offerings.

As the company grows, its focus on steady progress and new ideas will help ensure long-term success.

By staying focused on customer needs and expanding strategically, BHFL is set to succeed in a changing market.

Predictions for its stock price by 2050 range from ₹3950 to ₹4700, making it a key company in the industry.

As BHFL continues to grow and adapt, its dedication to quality will keep it as a leader in home finance.

Bajaj Housing Finance Share Price Target 2060

Also, Check RattanIndia Power Share Price Target 2025 to 2050.

Bajaj Housing Finance Share Price Target 2024 to 2060

Also, check the Adani Wilmar Share Price Target 2024 to 2050.

Bajaj Housing Finance Ltd Shareholding Pattern

The shareholding structure of Bajaj Housing Finance shows that the promoters own a large majority of the shares, holding 88.75%, which gives them strong control over the company.

Retail investors hold 7.64%, making them the largest group after the promoters.

Foreign institutional investors (FIIs) own 1.68%, mutual funds hold 1.36%, and domestic institutional investors (DIIs) have a smaller share of 0.58%.

This distribution highlights the promoters’ strong influence and key role in guiding the company.

The smaller shares owned by institutional and individual investors show some outside involvement, but the company mainly depends on the promoters’ decisions and vision for its direction.

Is It Good to Buy Bajaj Housing Finance Share Now? (Bear & Bull Case)

Conclusion

Bajaj Housing Finance Limited is ready to grow strongly in the housing finance sector.

The company has a solid foundation, a clear strategy, and a strong focus on keeping its customers happy.

With its emphasis on innovation and steady growth, it is well-prepared to achieve big goals in the future.

However, investors should carefully think about the risks and rewards involved, including the ups and downs of the market, before deciding to invest.

A careful approach can help balance the potential profits with any uncertainties in the market.